Privacy Policy

1. Overview

This Privacy Policy explains how ETHIO AMERICAN LLC ("Company", "we", "us") collects, uses and shares personal information when you use our website and services (the "Services"). It applies to applicants, customers and visitors.

2. Information we collect

• Identity information — name, date of birth, government-issued identifiers and identification documents collected as part of identity verification (KYC).
• Contact information — email address, postal address and phone number.
• Account & transaction information — wallet activity, transfers, balances and counterparty information.
• Device & log information — IP address, device identifiers, browser information and usage logs.
• Communications — messages you send to us through email or the contact form.

3. How we use information

We use personal information to (i) provide and operate the Services, (ii) verify identity and prevent fraud, (iii) comply with applicable laws and regulations including AML/KYC, sanctions and recordkeeping requirements, (iv) communicate with you, and (v) improve the Services.

4. Legal bases

Where applicable, we rely on the following legal bases: performance of a contract with you, compliance with legal obligations, our legitimate interests in operating and protecting the Services, and your consent where required.

5. Sharing of information

We may share personal information with: (i) identity verification, fraud prevention and analytics providers; (ii) regulators, law enforcement and other authorities where required by law; (iii) banking and payment partners as needed to operate the Services; and (iv) professional advisors. We do not sell personal information.

6. Data retention

We retain personal information for as long as necessary to provide the Services and to comply with legal, regulatory and recordkeeping obligations, including those applicable to Money Services Businesses.

7. Security

We use administrative, technical and physical safeguards to protect personal information. No method of transmission over the internet or electronic storage is completely secure, however, and we cannot guarantee absolute security.

8. Your rights

Depending on your jurisdiction, you may have rights to access, correct, delete or restrict the processing of your personal information, and to object to certain processing. Requests can be sent to admin@ethioamericanllc.com. We may need to verify your identity before responding.

9. International transfers

Personal information may be transferred to and processed in jurisdictions other than your own. Where required, we apply appropriate safeguards for such transfers.

10. Children

The Services are not directed to individuals under 18, and we do not knowingly collect personal information from children.

11. Changes to this policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent revision.

12. Contact

For privacy questions or requests, contact admin@ethioamericanllc.com or write to ETHIO AMERICAN LLC, 3425 S 176th ST Apt 284, SeaTac, WA 98188, United States.